✓ Credit Card Debt Relief • ✓ Home Equity Loan Forgiveness
God's Answer to Your Debt Crisis
"The Lord hears the cry of the poor." If crushing credit card debt or home equity loans are destroying your family, we're here with real help. Through Christ-centered financial relief, we eliminate debt and restore hope—because no family should suffer under the weight of impossible payments.
⚡ Average Family Relief: $18,500 in debt eliminated
⏱️ No credit score requirements • 100% free application
In Debt Relief Provided
Families Freed from Debt
GROWING DAILY
Application Fees - Always Free
A Ministry of Liberation
"The Spirit of the Lord is upon me... to proclaim liberty to the captives." Debt is modern-day bondage. Families trapped by 22% credit card interest rates and crushing home equity loans cannot provide for their children, cannot serve their communities, cannot live the abundant life Christ promises. We break these chains.
Through direct financial intervention—not loans, not advice, but actual debt elimination—we free families to breathe again. To save. To give. To serve. This is the Gospel in action: setting captives free, restoring dignity, and proving that God's people care for those crushed by the systems of this world.
Who Qualifies for Debt Relief?
If you're struggling under the weight of credit card debt or home equity loans, you may qualify for our Christ-centered debt relief program.
Credit Card Debt
Carrying high-interest credit card balances that prevent you from meeting basic family needs or saving for the future.
Home Equity Loans
Facing foreclosure or struggling with home equity loan payments that threaten your family's housing stability.
Financial Hardship
Experiencing genuine financial hardship due to job loss, medical expenses, family crisis, or other circumstances beyond your control.
Commitment to Change
Willing to participate in financial education and committed to building a debt-free future for your family.
How We Serve
Debt Relief Assistance
We provide direct financial support to help families overcome credit card debt, personal loans, and other high-interest obligations that prevent them from thriving.
Financial Education
Our comprehensive educational resources teach budgeting, financial management, and debt prevention strategies to ensure lasting change and stability.
Community Support
Through our national network of agencies and volunteer community, we offer ongoing support, accountability, and encouragement throughout the journey to financial freedom.
Our Three-Step Process
Assessment
We carefully evaluate your financial situation, debt obligations, and commitment to your parish and the Church. This helps us understand how we can best serve your family's unique needs.
Education
Participate in our required financial education program covering household budgeting, debt management, and strategies to avoid future financial hardship. Knowledge is the foundation of lasting change.
Relief
Receive direct financial assistance to pay down or eliminate high-interest credit card debt and personal loans, giving your family a fresh start and the breathing room needed to build a stable future.
Our Priority Areas
The work of Hope Charity USA is a tangible response to the Gospel call to care for the least among us. Our efforts are concentrated in eight priority areas that address the most pressing needs of families and communities across America.
Affordable Housing
Providing safe, stable housing solutions and rental assistance to prevent homelessness and help families maintain dignity.
Food & Nutrition
Operating food pantries, meal programs, and nutrition education to ensure no family goes hungry.
Integrated Health
Connecting families to healthcare services, mental health support, and wellness programs for holistic care.
Disaster Relief
Responding rapidly to natural disasters with emergency aid, rebuilding assistance, and long-term recovery support.
Workforce Development
Offering job training, placement services, and social enterprises that create pathways out of poverty.
Immigration Services
Providing legal assistance, resettlement support, and advocacy for immigrants and refugees seeking a better life.
Foundational Services
Delivering essential support like utility assistance, transportation, childcare, and emergency financial aid.
Parish Engagement
Partnering with local faith communities to mobilize volunteers, resources, and compassionate outreach.
Step 1: Verify You Qualify
Check Your Eligibility
Before applying, review our qualification criteria to ensure you're eligible for our Christ-centered debt relief program. See if you qualify for up to $18,500 in debt elimination.
Credit Card Debt
Over $5,000 in credit card balances
Home Equity Loans
Struggling with home equity payments
Financial Hardship
Genuine need and demonstrated hardship
Commitment to Change
Willingness to participate in financial counseling
No credit score requirements • 100% free application • Confidential review
Join Christ's Work of Liberation
"Whoever is generous to the poor lends to the Lord, and he will repay him for his deed." Every dollar you give directly eliminates debt—freeing families from bondage, restoring dignity, and allowing them to serve God's kingdom instead of credit card companies. This is eternal investment.
Our Impact in Action
See the faces of hope and transformation as we work together to reduce poverty and restore dignity across America.
Food & Nutrition Programs
Educational Support
Youth Development
Family Assistance
Community Outreach
Holistic Family Support
The Time to Act is NOW
Right now, a family is drowning in debt. They're choosing between groceries and minimum payments. Between their children's needs and crushing interest rates. You can change that today. Get updates on families freed, lives transformed, and how your partnership is breaking the chains of financial bondage.