We are a national organization dedicated to reducing poverty in America by supporting a network of agencies committed to encountering those along the margins, regardless of their faith.
Watch how Hope Charity USA is transforming lives and communities across America through compassionate service and support.
Hope Charity USA was founded on the belief that poverty should not be a permanent condition. Too many American families struggle under the weight of high-interest credit card debt, personal loans, and financial obligations that prevent them from living with dignity and participating fully in their communities.
Through our national network of agencies, we encounter people along the margins of society—those who have been overlooked, underserved, or forgotten by traditional support systems. We meet them where they are, regardless of their faith background, with compassion and practical assistance.
Our mission is simple: to provide comprehensive debt relief assistance combined with financial education, so that families can break free from the cycle of poverty and rebuild their lives with hope and dignity.
We recognize that we are all part of one human family, regardless of our differences. When one member suffers, we all suffer. By standing in solidarity with families burdened by debt, we acknowledge our shared responsibility to care for one another and work together toward the common good. We are not isolated individuals but neighbors called to bear one another's burdens.
We believe in empowering families and local communities to solve problems at the grassroots level. Rather than relying solely on large institutions or distant bureaucracies, we work through a network of local agencies that understand the unique needs of their communities. Our approach respects the dignity and agency of those we serve, meeting them where they are with practical, personalized support.
We don't just provide financial assistance—we walk alongside families on their journey to lasting financial freedom.
We begin by carefully evaluating each family's financial situation, debt obligations, and personal circumstances. This comprehensive assessment helps us understand the root causes of the debt and determine how we can most effectively provide assistance. We look at income, expenses, debt types, employment status, and family circumstances to create a complete picture.
Financial education is not optional—it's required. Every family participating in our program must complete comprehensive training on household budgeting, debt management, and strategies to avoid future financial hardship. We believe that knowledge is the foundation of lasting change. Our educational resources cover everything from creating a realistic budget to understanding interest rates, building emergency savings, and making wise financial decisions.
Once assessment and education are complete, we provide direct financial assistance to help families pay down or eliminate high-interest credit card debt and personal loans. This relief gives families the breathing room they need to implement what they've learned and build a stable financial future. We focus on debts with the highest interest rates that trap families in cycles of minimum payments, ensuring that our assistance has the maximum impact on their long-term financial health.
We approach every family with empathy, understanding that debt often results from circumstances beyond one's control.
Every person deserves to be treated with respect and dignity, regardless of their financial situation or background.
We believe in the power of local communities to support, encourage, and hold one another accountable.